Most citizens buy an apartment on credit and pay it off over decades. for one four-room apartment in Kula Belgrade, a man with an average salary would have to work for 150 years, and that if there are no other expenses
The last lotto week in Serbia was drawn at the end of March this year and amounted to 5,2 million euros. That profit, which for most citizens represents unimaginable money, today is enough to buy only two four-room apartments in Towers Belgrade.
On the market real estate in Belgrade, the price differences are enormous. Most citizens buy apartments with long-term contracts loans and multi-decade waivers, while apartments of several hundred thousand euros in Belgrade on the water they buy for cash.
Thus, a four-room apartment in Belgrade Tower of 163,5 square meters currently costs around 1,8 million euros. For that amount, it is possible to buy several apartments in other parts of the city, and even entire residential buildings in the interior of Serbia. Even smaller apartments are not more accessible to average buyers. A two-room apartment of 60 square meters, on the 24th floor of the same building, is for sale for almost half a million euros.
This means that the winner of the last lotto of the week, if he decided to invest the money in real estate in Kula Beograd, could buy two larger and possibly a third smaller apartment.
For that higher, calculating the average salary of one thousand euros, the average person should work for a full 150 years and not spend a single dinar on other living expenses.
Photo: Tanjug / Sava RadovanovicThe most expensive apartment in Serbia in 2025 was sold for 1,4 million euros in Belgrade on the water
Apartment prices in other parts of the city
For the sake of comparison, in block 65 na New Belgrade, in the West 65 complex, a four-room apartment of 123 square meters can be bought for around 710.000 euros. Apartments of similar square footage can be found on the market at a price of around 300.000 euros, depending on the location, age of the building and equipment.
The difference is even more visible when looking at real estate prices in other parts of the capital. U Zemun a two-room apartment of 54 square meters can be bought for around 230.000 euros, while in Mirijevo an apartment of the same square footage is sold for around 150.000 euros.
In other words, the price of one four-room apartment in Kula Belgrade corresponds to the value of twelve two-room apartments at Miri's or a few average apartments in other parts of the capital. This shows how the real estate market in Belgrade is divided into two almost separate worlds.
Photo: Tanjug/Amir HamzagićLookout: View from Belgrade Tower
Special benefits for the rich
Belgrade on the water recently introduced a new purchase option intended for the wealthiest customers. This convenience means that interested buyers can pay half of the value of the apartment in advance, while the remaining amount is paid only after moving in.
Photo: Tanjug / Amir HamzagićA two-bedroom apartment in Kula Belgrade is worth half a million euros
The data of the Republic Geodetic Institute further confirm the growth trend of the luxury market. According to data from December 2025, the most expensive apartment in Serbia was sold for 1,4 million euros, while the most expensive square meter reached the price of 6.818 euros - both properties are located in Belgrade on the water.
Although the million figures are reserved for a narrow circle of buyers, the rise in luxury real estate prices also affects the rest of the market. As prices rise in the elite parts of the city, the expectations of sellers in other neighborhoods also shift, so apartments become less and less accessible to average citizens.
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